INSURANCE AGENCY Tuckahoe, New York

Insurance On Purpose

Refine Risk is a boutique insurance agency serving families, business owners, and real estate investors throughout the tri-state area with strategic, personalized insurance coverage. Based in Westchester County, we specialize in building long-term protection strategies that bring clarity to complexity so you can focus on what you’re building.

Whether you’re managing a real estate portfolio, expanding your business, or planning across generations, we help ensure your insurance evolves with you.

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We serve individuals and businesses throughout New York City, Westchester County and beyond, offering a local presence with a long-term perspective.

Familes

Planning for lifestyle protection and generational continuity

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Business Owners

We find dependable business insurance solutions

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Real Estate Investors

Coverage for rental homes, vacation properties, and investment portfolios

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Our process is simple.

Whether you’re reviewing your business insurance policy or expanding your rental property coverage, your experience is built for ease, clarity, and personalized protection.

  • 1

    Discovery

    We learn your goals, values, risks, and long-term vision

  • 2

    Design

    We craft a customized insurance strategy aligned with your life and business

  • 3

    Implement

    We coordinate your insurance program, ensuring nothing gets missed

  • 4

    Support

    We maintain ongoing communication to keep your protection current

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Your Freedom to Choose
Our Commitment to Guide

We work with a range of insurance companies to build protection systems that align with your needs. As an independent insurance agency, we compare policies across the multiple insurance companies, giving you options that fit your budget and goals. From homeowners insurance and auto insurance to coverage for valuables and beyond, we design insurance solutions that bring clarity and confidence. Free yourself from worry when you choose Refine Risk.

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From our Customers

“Amazing knowledgable service. I felt welcomed and at ease setting up my insurance needs. Will continue to visit”

-Drew F, Customer

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PATRICIA ARIAS
a month ago
Libbie has been my go-to for insurance for the past 15 years. She’s always there when I need her, super helpful, and always finds me...
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Zuleica Cedeno
a month ago
Libbie has been my go to insurance confidant for 10+ years. She is extremely knowledgeable and patient and makes sure you understand the process from...
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Aimee Cedeno
2 months ago
Libbie has been taking care of my insurance since 2004. The team always does a great job at saving us money and getting us better...
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